Compliance Navi presents its programme of in-person training for 2026–2027. This year we are putting something new and more substantial at the centre: two full certification programmes — one for AML and one for Compliance — as well as three specialized one-day trainings on key topics from practice.
Our approach stays the same: real-world case studies, worked-out solutions and applicable practices — not theoretical seminars.
🎓 Why certification, and not just a seminar?
Most trainings end with a presentation and a certificate of attendance. Our two certification programmes end with a final exam — a 40-question theory test and a practical case study — and lead to a certificate that is awarded only upon demonstrated knowledge and skills.
At Compliance Navi, we believe a certificate should be earned, not simply received.
This is how we guarantee that every certified participant has demonstrated the knowledge, analytical thinking and practical skills needed to apply the requirements in a real working environment. The certificate becomes objective proof of competence — to an employer, to a regulator, and to yourself.
1. 🎓 Certified AML & Financial Crime Specialist (CAFCS – Compliance Navi)
The complete certification programme for anyone who works, or wants to work, in AML/CFT.
🗓 Date: 13–15 October 2026 (3 days)
🕘 Time: 09:00 – 13:30
📍 Venue: In-person, Sofia
👥 Trainer: Dimitar Kolchakov, CAMS
📚 Duration: 13.5 clock hours · up to 20 participants
📝 Final exam: theory test + practical case study
📜 Certificate: CAFCS-Compliance Navi
💶 Price: Early Bird €490 excl. VAT (until 15 Sept 2026) · Standard €690 excl. VAT
Over three days, we cover the entire lifecycle of financial-crime prevention:
- Day 1 – Foundations and framework: AML/CFT fundamentals and financial crime, the international and European regulatory framework (FATF, AMLR, AMLD6, AMLA, the Bulgarian AML Act ZMIP/PPZMIP), the risk-based approach and risk assessment. Workshop: company risk assessment
- Day 2 – Customers and ownership: customer due diligence (SDD/CDD/EDD), identification and verification, ultimate beneficial owner (UBO) in complex structures, source of funds and source of wealth, ongoing monitoring.Workshop: establishing the UBO
- Day 3 – Monitoring and reporting: transaction monitoring, sanctions, PEPs and high-risk customers, reporting to DANS (the Bulgarian FIU), the three lines of defence, regulatory inspections. Workshop: preparing a SAR/STR
Who it’s for: obliged entities under the Bulgarian AML Act (ZMIP), AML/Compliance professionals, banks, payment institutions, fintech, VASP/CASP companies, insurers, lawyers, accountants, auditors and consultants.
2. 🎓 Certified Compliance Specialist (CCS – Compliance Navi)
The certification programme for the Compliance function in its entirety — beyond AML.
🗓 Date: 9–11 February 2027 (3 days)
🕘 Time: 09:00 – 13:30
📍 Venue: In-person, Sofia
👥 Trainer: Dimitar Kolchakov, CAMS
📚 Duration: 13.5 clock hours · up to 20 participants
📝 Final exam: theory test + practical case study
📜 Certificate: CCS-Compliance Navi
💶 Price: Early Bird €490 excl. VAT · Standard €690 excl. VAT
A complete, practical view of the Compliance specialist’s work:
- Day 1 – Governance and framework: the role and functions of the Compliance Officer, corporate governance and Compliance Governance, compliance risks and their measurement and management. Workshop: compliance risk assessment
- Day 2 – Regulation and data: AML/CFT Compliance, GDPR and personal data protection, ethics, conflicts of interest and internal reporting (whistleblowing). Workshop: investigating a non-compliance report
- Day 3 – Control and inspections: internal control and monitoring, regulatory inspections and internal investigations, third-party risk management, DORA and ESG. Workshop: a sample Compliance Review
Who it’s for: Compliance Officers, regulatory compliance staff, members of governing bodies, lawyers, risk managers, internal auditors and data protection specialists.
Specialized one-day trainings
In addition to the two certification programmes, we offer three focused trainings that go deep into a specific topic — ideal as standalone training or as a follow-up after certification.
3. KYC, KYB, UBO and high-risk customers
🗓 Date: 11 November 2026 (Wednesday)
🕘 09:30 – 12:30
📍 In-person, Sofia
👥 Trainer: Dimitar Kolchakov, CAMS
💶 Early Bird €180 excl. VAT · Standard €220 excl. VAT
The core of customer due diligence: identification and verification of individuals and legal entities, untangling complex structures and establishing the ultimate beneficial owner (UBO), source of funds and source of wealth, PEPs and adverse media, and judging when enhanced due diligence (EDD) is required. It ends with a workshop on a real customer file — risk profile, UBO, red flags and escalation.
4. Sanctions and sanctions control
🗓 Date: 17 March 2027 (Wednesday)
🕘 09:30 – 12:30
📍 In-person, Sofia
👥 Trainer: Dimitar Kolchakov, CAMS
💶 Early Bird €180 excl. VAT · Standard €220 excl. VAT
One of the most dynamic and high-risk areas: international sanctions regimes (EU, OFAC, UN), sanctions screening of customers, owners, counterparties and transactions, sanctions risk in complex corporate structures, handling False Positives, documentation and escalation. Workshop: sanctions analysis of a customer and a corporate structure.
5. Fraud, financial crime and internal investigations
🗓 Date: 14 April 2027 (Tuesday)
🕘 09:30 – 12:30
📍 In-person, Sofia
👥 Trainer: Dimitar Kolchakov, CAMS
💶 Early Bird €180 excl. VAT · Standard €220 excl. VAT
A practical handbook for detecting and investigating fraud — internal, customer, supplier, document and cyber. Indicators and red flags, internal investigation methods (gathering, analysing and preserving evidence, interviews), corrective action plans and escalation. Workshop: investigating a real fraud scenario.
📅 Training calendar
| Date | Training | Format |
| 13–15 October 2026 | 🎓 Certified AML & Financial Crime Specialist (CAFCS) | 3 days · certificate |
| 11 November 2026 | KYC, KYB, UBO and high-risk customers | 1 day |
| 9–11 February 2027 | 🎓 Certified Compliance Specialist (CCS) | 3 days · certificate |
| 17 March 2027 | Sanctions and sanctions control | 1 day |
| 14 April 2027 | Fraud, financial crime and internal investigations | 1 day |
What every participant receives
📜 Certificate — CAFCS-Compliance Navi or CCS-Compliance Navi (after passing the exam) for the certification programmes
🖥️ Presentations and training materials
📘 Hands-on know-how from real practice
🧰 Practical templates and samples (methodologies, risk matrices, checklists, sample reports)
🤝 The chance to exchange ideas with peers from different industries
☕ Coffee breaks
What makes Compliance Navi training different?
➡️ Practice, not theory — based on real-business cases and problems, not just the regulatory framework.
➡️ A trainer with front-line experience — what actually needs to be done in practice.
➡️ A certificate that is earned — awarded only after an exam and a practical case study.
➡️ Small groups — up to 20 participants, with time for questions and individual work.
Discounts
➡️ For two or more employees from the same organization — a 10% group discount.
👤 About the trainer
Dimitar Kolchakov, CAMS — founder of Compliance Navi. With over 15 years of international experience in banking, insurance, fintech and crypto companies, he has built deep expertise in Compliance, AML and GDPR. A certified CAMS expert, university lecturer and trainer at various courses and seminars. He has headed the Compliance and Anti-Money Laundering (AML) department at a commercial bank and served as Data Protection Officer (DPO).
🏢 About Compliance Navi
Compliance Navi is a boutique consultancy focused on AML, GDPR and regulatory compliance. We work with clients from fintech, banking, crypto, insurance and other sectors, combining expert knowledge with a practical approach to reduce our partners’ regulatory, financial and reputational risks.
📝 How to register
📨 Register at: office@compliance-navi.com
📋 We issue invoices to legal entities.
🏢 In-house training: each programme can also be delivered as an in-house session — at your office or online — tailored to the specifics of your business, the roles of your staff and your real cases. Contact us for a customized offer for your team. We also deliver in-house training on topics defined by the client.
Places in each group are limited to 20 participants, and Early Bird rates are valid for a limited period. Reserve your spot in good time.
