Autumn 2025 – Spring 2026
Compliance Navi is launching a new series of professional AML trainings focused on the real-life challenges faced by obliged entities.
Our approach differs from typical theoretical seminars – we emphasize real-world case studies, practical solutions, peer exchange across industries, and applicable practices to improve internal compliance processes.
🌟 Who are the trainings for?
These trainings are designed for all obliged entities under the Bulgarian AML Act and international AML/CFT standards, including:
- Banks
- Financial institutions – leasing, factoring, lending, etc.
- Consumer credit companies (“fast loans”)
- Electronic money institutions, payment service providers and instrument issuers
- Crypto service providers (VASPs)
- Insurance companies
- Investment intermediaries
- Management companies for collective investment schemes
- Pension insurance companies
- Alternative investment fund managers
- Notaries, private bailiffs, attorneys and legal advisors
- Registered auditors, independent accountants, accounting firms, tax consultants
- Real estate agents and brokers
- Gambling operators – casinos, betting houses, online gambling
- Dealers in precious metals, stones and art
- Auction houses and antique dealers
- Postal money transfer service providers
- Others
In response to the needs of these obliged entities, Compliance Navi is organizing the following specialized trainings focused on key practical aspects of AML compliance and internal controls:
Training 1: Structuring and Organizing AML Functions
🗓 Date & Time: October 15, 2025 (09:30 – 12:30)
📍 Location: In-person, Sofia (venue to be announced)
💶 Fee: BGN 350 (excl. VAT) / BGN 300 early bird (until September 30, 2025)
👥 Trainers: Dimitar Kolchakov & Kristina Kamberova
Topics:
- How to structure the AML function: required roles, what “sufficient resources” means, and what works in companies of different sizes.
- Division of responsibilities and team management: identifying core activities, increasing efficiency, and adapting structure based on the size and risk profile of the company.
- Internal communication and cooperation with business units: building trust while maintaining compliance and supporting business goals.
- Interaction with regulators and institutions (e.g., FIU, BNB, FSC): best practices in inspections and correspondence.
- Practical case studies and Q&A: addressing real organizational challenges participants face.
Training 2: Implementing Internal Quality & Control Systems for AML
🗓 Date & Time: November 19, 2025 (09:30 – 12:30)
📍 Location: In-person, Sofia (venue to be announced)
💶 Fee: BGN 350 (excl. VAT) / BGN 300 early bird (until October 30, 2025)
👥 Trainers: Dimitar Kolchakov & Kristina Kamberova
Topics:
- What does an effective AML control system look like? Key components: internal audit, second pair of eyes, control checklists, periodic reviews.
- Where companies go wrong: lack of traceability, overly formal approach, lack of independence.
- Real implementation challenges: especially for fast-growing or resource-limited companies.
- Managing non-compliance, warnings and follow-ups: escalation frameworks and documentation.
- Review of internal systems and policies: we will analyze real documents and procedures to demonstrate what regulators focus on.
Training 3: Building and Managing AML Monitoring Systems
🗓 Date & Time: January 21, 2025 (09:30 – 12:30)
📍 Location: In-person, Sofia (venue to be announced)
💶 Fee: BGN 350 (excl. VAT) / BGN 300 early bird (until December 30, 2025)
👥 Trainers: Dimitar Kolchakov & Kristina Kamberova
Topics
- Parameters of an effective monitoring system: from manual to automated processes, and what can be outsourced.
- Scenarios and rules: creating and maintaining alerts, defining thresholds and sensitivity levels. Tailored examples based on participants’ industries.
- Challenges in implementing monitoring in practice: conflicting business priorities, limited data, interpretational difficulties.
- Examples across industries: what works in banking, crypto, non-bank financial services. We’ll show how rules are defined, signals interpreted and suspicions escalated.
Training 4: Suspicious Clients, Transactions & Behavior – Practical Approaches
🗓 Date & Time: February 24, 2026 (09:30 – 12:30)
📍 Location: In-person, Sofia
💶 Fee: BGN 350 (excl. VAT) / BGN 300 early bird (until January 31, 2026)
👥 Trainers: Dimitar Kolchakov & Kristina Kamberova
Topics:
- Red flags and indicators of suspicion: what really signals a suspicious client or transaction.
- Transactions with unclear origin of funds: how to assess, document and escalate.
- Financial and non-financial anomalies: real-life examples not covered in formal guides.
- How are “grey” cases resolved? Role-play scenarios, with participants encouraged to present their own cases.
🧹 Personalized content for maximum value
Before each training, the Compliance Navi team will analyze the registered participants – their roles, industries, and challenges. This allows us to:
- Prepare relevant case studies tailored to participants’ activities
- Guide discussions toward real operational pain points
- Include examples that apply to both small and large organizations
This approach ensures participants gain practical, applicable knowledge, not generic theory.
Who should attend?
The trainings are suitable for both management and operational staff involved in AML compliance. Whether you’re an MLRO, Compliance Manager, team lead, legal advisor, transaction monitoring analyst, front-office staff or new AML team member – the sessions are structured to address all core aspects of the AML workflow, from strategic planning to specific procedures and real-life case handling.
Our goal is for every participant to leave with actionable insights and deeper understanding, regardless of their role.
What do participants receive?
- 📜 Certificate of attendance
- 🖥️ Presentation & training materials
- 📘 Practical know-how from real casework
- 🤝 Knowledge exchange with peers across sectors
- 🎯 Insights tailored to your specific role and industry
How is Compliance Navi different?
➡️ Practice over theory – real cases, challenges and proven methods
➡️ Trainers with frontline experience – Dimitar and Kristina share not just what should be done, but what actually works
➡️ Content tailored to the audience – every session reflects participants’ profiles and needs
Discounts for groups or multiple training sign-ups
To support long-term AML capacity building, we offer:
✅ 10% discount for registering for two or more trainings
✅ 10% group discount for two or more participants from the same organization Contact us for a custom quote based on your team size and training selections.
Post-training support and individual questions
After each session, participants can consult the trainers on:
- Company-specific challenges
- Implementation questions
- Real-life case handling
This ensures the learning continues beyond the session.
👥 About the Trainers
Dimitar Kolchakov – CAMS-certified AML expert and founder of Compliance Navi, with over 15 years of experience in banking, fintech, crypto and insurance. Former AML/DPO function holder, university lecturer and active speaker.
Kristina Kamberova – Compliance Services Manager with 14+ years in banking, card payments and fraud control. Certified AML specialist with deep project-based and operational experience.
🏡 About Compliance Navi
Compliance Navi is a boutique compliance consulting firm specializing in AML, GDPR and regulatory advisory. We work with clients in fintech, banking, crypto, insurance and other sectors. Our strength is in combining expert knowledge with practical implementation to reduce regulatory, financial and reputational risks.
📝 Registration
📨 Register here
📧 Or contact us at: office@compliance-navi.com
📄 Invoices available for legal entities
🏢 In-house training option
Compliance Navi also offers these trainings as custom in-house sessions, fully tailored to:
- Your company’s specific business and activities
- Staff roles and responsibilities
- Internal systems and current challenges
Ideal for companies aiming to train multiple staff members at once or focus on real internal cases. Sessions can be conducted onsite or online with a pre-agreed program and trainer engagement.
📩 Contact us at office@compliance-navi.com for a tailored proposal.
